money

3 Things to Consider With Rising Interest Rates

mikejgold Home Buying Tips , Real Estate Leave a Comment

I have some news about mortgage rates which might have a direct impact on your immediate real estate plans. Most recently, mortgage rates have risen by .5%. This spike is likely a preview of what’s to come. While rates are still low, the uptick will make a difference in mortgage payments and approvals. A few things to consider: Your debt-to-income …

Digital Image by Sean Locke
Digital Planet Design
www.digitalplanetdesign.com

Understanding North Metro Denver Home Owners Associations

mikejgold Home Buying Tips Leave a Comment

If you’re a first-time buyer and are confused about what a Home Owners Association is (or does), you should definitely ask the right questions before you consider buying. Basically, an HOA is an organization which is designed to protect the quality of life and property values for owners within a neighborhood or shared building. How they do so, though, can …

Miniature House on Top of Cash - Home Equity Concept

Are North Metro Denver Real Estate buyers happy with lenders?

mikejgold Home Buying Tips Leave a Comment

Home North Metro Denver Real Estate buyers often do not realize how complex and competitive the lending process can be. For many (especially first-time buyers) there’s only a hazy idea of “the bank” approving or denying them a mortgage. So many don’t understand how to shop for a loan or that investing a little time upfront can result in profound …

For-Owners

Adding an Independent Living Area to Your North Metro Denver Home

mikejgold Home Buying Tips , Real Estate Leave a Comment

Years ago, it wasn’t so uncommon to have multiple generations living in the same home. Sometimes these were aging parents moving back in with their kids, and other times they were college students getting their finances in order after graduation. Many homeowners utilized extra space in their home to create independent apartments or separate living spaces. Though they go by …

iStock_000002904613XSmall

Buying a flipped home?

mikejgold Home Buying Tips Leave a Comment

Have you recently fallen in love with a “flipped” home? Does the idea of moving into a cleanly renovated space in the North Metro Denver area excite you? To see an old home tuned up with brand new appliances, gleaming marble countertops, and fresh wood floors can make other homes seem shabby by comparison, but be careful before you make …

Digital Image by Sean Locke
Digital Planet Design
www.digitalplanetdesign.com

Comments to Watch Before Touring North Metro Denver Homes

mikejgold Home Buying Tips Leave a Comment

Before your begin touring homes (ideally with us) or visiting an open house, I wanted to share some advice about what you might want to avoid saying or asking while we’re in the presence of the seller’s agent or the sellers. While you’re free to ask questions and comment on the house, you should know that certain comments or questions …

Miniature House on Top of Cash - Home Equity Concept

Mortgage tips for the self-employed

mikejgold Home Buying Tips Leave a Comment

The so-called “gig” economy means more people than ever are self-employed, receiving 1099 tax forms as independent contractors. In the world of the self-employed, the idea of securing a mortgage can seem like a fantasy. Unlike the traditionally employed, the self-employed entrepreneur is seen as a greater risk. Despite making a good living, some self-employed workers in the North Metro …

Real Estate Questions

Managing Ambiguity in a Real Estate Transaction

mikejgold Home Buying Tips , Home Selling Tips Leave a Comment

Real estate transactions in the North Metro Denver area involve lots of decisions, and at times you may find yourself overwhelmed. Seldom in this life do we act with perfect knowledge. I wanted to offer you some strategies for navigating these waters. There are different strategies for dealing with imperfect information. Avoiding decision paralysis has to do with your disposition, …