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Frequently Asked Mortgage Questions

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Does the term “amortization” leave you perplexed? Are you unsure how preapproval differs from prequalification? If so, you’re not alone. Here are some mortgage basics to help you become more familiar with the process. What’s the difference between prequalification and preapproval? Getting prequalified is often the first step when searching for a home. You supply basic financial information, such as your …

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Market Insights Broomfield/Westminster November 2017

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The data has been tabulated and every indication is showing that first-time home buyers are in the real estate market in some of the strongest numbers since 1999.  These statistics are particularly significant since first-time buyers are an important demographic in revealing the overall health of the housing market.  Typically the first-time home buyer demographic accounts for around 40% of …

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North Metro Denver Real Estate News for October 2017

Here’s why some of the world’s biggest retailers, and many others, are flocking to north metro Denver Set to open late next year, Denver Premium Outlets will bring 800 jobs to Thornton. “Aside from this amazing site, … Thornton and the Denver metro area are truly noteworthy on a national scale in regards to economic growth,” said Danielle De Vita, …

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Market Insights Adams County November 2017

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The data has been tabulated and every indication is showing that first-time home buyers are in the real estate market in some of the strongest numbers since 1999. These statistics are particularly significant since first-time buyers are an important demographic in revealing the overall health of the housing market.  Typically the first-time home buyer demographic accounts for around 40% of …

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Market Insights Boulder County November 2017

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The data has been tabulated and every indication is showing that first-time home buyers are in the real estate market in some of the strongest numbers since 1999. These statistics are particularly significant since first-time buyers are an important demographic in revealing the overall health of the housing market.  Typically the first-time home buyer demographic accounts for around 40% of …

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Welcome to America’s Boomtowns

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Cities all over the United States are experiencing unprecedented population swells. Fueled by a general migration to urban areas, these boomtowns are supported by steady job growth and thriving home markets. Here are four standouts whose numbers are on the rise. Seattle-Tacoma A healthy tech industry seems to be tempering the rain in the Pacific Northwest. The promise of employment in the …

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Boulder County Market Insights October 2017

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Hear that? That’s the sound of hammer on nail, as new home building revs up for what is promising to be another demanding season of sales this autumn. New built homes offer a few advantages besides the obvious value of owning a brand new home. Not only is all the plumbing, electrical, mechanical and structural brand new and of the latest …

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Metro Region Housing Report September 2017

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How is the market? As a whole, single-family homes, townhouses, and condos, the market has seen supply levels start to increase (new listings) from last year just a bit at 4.3%, but, overall inventory is down 24%.  Demand has been steady with Pending and Sold listings up 12.2% but overall Sold down a touch at 3.2%. These factors have contributed to …

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North Metro Denver Real Estate News October 2017

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  Raising a family? Here are the top 20 cities in Colorado Of all the cities and communities in the Centennial State, it’s Golden that stands out as the No. 1 place to raise a family, according to a new report from SmartAsset. “Golden takes the top spot for best places to raise a family in Colorado, thanks to high …

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Dealing with Inevitable Change

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These days it can feel like everything is subject to dramatic and sudden change. If you’ve found yourself unsure how to live well in the face of “technological disruption” or other macro forces in the media and the markets, perhaps some perspective will help. Most anger and anxiety around upheaval and uncertainty comes from fear. “Where do I fit in?” …