How can a tax refund lower your interest rate?

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Who in the North Metro Denver doesn’t love getting a tax refund especially if you are thinking of using your tax refund to lower your interest rate or maybe help you buy a home this year?  It’s exciting to know that your bank balance will get a boost. But remember, a refund isn’t a bonus — it’s your hard-earned money, which …

Can you own your dream house with student debt?

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Did you know you can buy your dream home while paying off student loan debt? It’s true and even quite common. While student loans are factored into your debt-to-income ratio, they shouldn’t prevent you from becoming a homeowner. And fortunately, there are many programs and options available to prospective buyers, some you may not be familiar with. Here are four …

Homeownership in Your Golden Years

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Independent living is often cited as being good for one’s well-being, so it’s no surprise that aging in place has become so popular. Thankfully, many options in today’s housing market make it possible. Preparing for physical safety and financial security are the most immediate concerns that come to mind as we plan for aging in place. However, convenience and overall …

Should you skip the starter house?

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Gone are the days when a three-bedroom, two-bath starter home was the norm for first-time homebuyers. Today, many buyers are skipping that stage altogether and going straight for their dream homes. They’re buying bigger, more expensive properties with upgraded features, and they plan to live there for the long haul. Not sure which type of property you should look for? …